Our focus is on small businesses providing services for individuals that own or care for pets and domestic animals.

• Key underwriting guidelines:

• New ventures may be considered

• Veterinarians should not provide services for

animals involved with racing, and should not

specialize in 24-hour emergency surgery or in

exotic or high-value livestock or animals

Veterinarian Extra endorsement is available,

including Bailee Coverage and Veterinarian

Professional Liability

BUSINESSOWNERS

• Up to $20 million in building and business

personal property

• $10 million max TIV per building

• Up to $20 million in total sales

• $5 million max sales per location

COMMERCIAL AUTO

• Fewer than 20 power units

CYBER LIABILITY AND EMPLOYMENT

PRACTICES LIABILITY

• Automatically offered on all eligible BOP quotes

• Available limits up to $1 million

• Available for majority of target classes

WORKERS’ COMPENSATION

• Fewer than 50 employees

• Up to $2 million in total payroll exposure